"Student loan is like borrowing money to do business. The debt that I will discourage everyone to take is that of borrowing to eat in a restaurant, buying clothes, taking a girlfriend out or offering gifts for Christmas and some important holidays. I have developed a principle not to buy if I don't have money. Fight by all means as an antelope in a trap or a bird in a cage to free yourself from debts. Plan your life like an ant. Rich people do not work for money; their money works for them as they plan in investments. We must have foresight in planning, be industrious in managing resources and economical in expenses. We must encourage surpluses but discourage deficits. "
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